Group Health Insurance
Protect all your employees from medical emergencies
Trusted by:
Policy Covers:
- In-Patient treatment of employees
- Post hospitalisation expenses of employees
- Pre and post-natal expenses for employees
Trusted by:
Pay ₹7,000* per yearand get ₹50 Lacs coverage
By clicking on "Continue", you agree to our Privacy Policy as well as our Terms of Use and Disclaimer
Group Health Insurance
Protect all your employees from medical emergencies
Pay ₹7,000* per yearand get ₹50 Lacs coverage
By clicking on "Continue", you agree to our Privacy Policy as well as our Terms of Use and Disclaimer
Trusted by:
Policy Covers:
- In-Patient treatment of employees
- Post hospitalisation expenses of employees
- Pre and post-natal expenses for employees
Trusted by:
What is Group Health Insurance?
Group Health Insurance is a comprehensive policy that covers a specific group, usually employees of a company, including their families. It provides financial security during medical emergencies and other medical benefits.
Who needs Group Health Insurance cover?
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Why do you need Group Health Insurance?
Why do you need Group Health Insurance?
Employee Health Coverage
Ensures medical care for employees and their families, promoting well-being and morale.
Cost Management
Controls healthcare expenses with negotiated rates and pooled risk among group members.
Employee Satisfaction
Boosts employee satisfaction by offering peace of mind and a sense of security regarding healthcare needs.
Competitive Advantage
Attracts and retains skilled talent through comprehensive employee benefits packages.
Financial Security
Provides financial protection against unexpected healthcare costs, reducing financial strain on employees.
Why choose BimaKavach to protect your business?
The Power of Underwriting
Your Policy is built for your unique needs.
Best Price for Complete Coverages
You get the best price for your coverage.
24*7
Claims Support
All concerns will be addressed without delay.
Online Platform to Manage Your Bima
Your policy can be managed from anywhere.
Dedicated
Bima Expert
You get access to IRDAI-Certified Bima Experts.
Who’s this for?
What does Group Health Insurance cover and exclude?
Coverages
Hospitalisation Coverage
Pays for medical expenses incurred during hospital stays, including room charges, surgeries, and medications.
Outpatient Expenses
Group Health Insurance covers expenses for consultations, diagnostic tests, and treatments received outside of hospitalisation.
Maternity Benefit
Includes coverage for prenatal care, childbirth, and postnatal care for both mother and newborn.
Preventive Care
Covers routine check-ups, vaccinations, and screenings to prevent illnesses and promote overall health.
Mental Health Services
Group Health Insurance includes coverage for counselling, therapy, and treatment of mental health conditions.
Daycare procedures
Group Health Insurance covers medical procedures that do not require 24-hour hospitalisation.
Ambulance Services
Covers expenses related to emergency ambulance transportation to a medical facility.
Exclusions
Cosmetic Procedures
Group Health Insurance excludes coverage for elective or cosmetic treatments not deemed medically necessary.
Pre-existing Conditions
Excludes coverage for medical conditions existing before the start of the insurance policy.
Alternative Therapies
Group Health Insurance excludes coverage for alternative or complementary therapies not recognised under standard medical practices.
Injuries from Hazardous Activities
Does not cover medical expenses resulting from injuries sustained during hazardous or extreme sports activities.
Non-Medical Expenses
Excludes non-medical expenses such as travel costs or accommodations during medical treatments.
Self-Inflicted Injuries
Does not cover injuries or illnesses resulting from attempted suicide or intentional self-harm.
War and Terrorism
Group Health Insurance excludes medical expenses resulting from acts of war, terrorism, or civil unrest.
Hospitalisation Coverage
Pays for medical expenses incurred during hospital stays, including room charges, surgeries, and medications.
Outpatient Expenses
Group Health Insurance covers expenses for consultations, diagnostic tests, and treatments received outside of hospitalisation.
Maternity Benefit
Includes coverage for prenatal care, childbirth, and postnatal care for both mother and newborn.
Preventive Care
Covers routine check-ups, vaccinations, and screenings to prevent illnesses and promote overall health.
Mental Health Services
Group Health Insurance includes coverage for counselling, therapy, and treatment of mental health conditions.
Daycare procedures
Group Health Insurance covers medical procedures that do not require 24-hour hospitalisation.
Ambulance Services
Covers expenses related to emergency ambulance transportation to a medical facility.
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When can I Claim?
A claim under Group Health Insurance can be registered in the below circumstances:
- When an employee is is hospitalised due to a medical emergency
- When an ambulance is used to take an employee to the hospital
- If an employee goes through medical test for diagnosis
- When an employee wants to seek therapy and counselling
Claim what’s yours with BimaKavach
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