Product Liability Insurance
Product liability insurance protects your business against claims arising from defective products. It covers legal costs, medical expenses, and damages, helping reduce financial risk if a product causes injury or loss.
- Compensation for Third-Party Bodily Injuries
- Third-Party Property Damage Covered
- Legal Defence Costs
Compensation for Third-Party Bodily Injuries
Third-Party Property Damage Covered
Legal Defence Costs
Compensation for Third-Party Bodily Injuries
Third-Party Property Damage Covered
Legal Defence Costs
20,000+ Policies Purchased by Companies Like
Product Liability Insurance
Product liability insurance protects your business against claims arising from defective products. It covers legal costs, medical expenses, and damages, helping reduce financial risk if a product causes injury or loss.
- Compensation for Third-Party Bodily Injuries
- Third-Party Property Damage Covered
- Legal Defence Costs
Compensation for Third-Party Bodily Injuries
Third-Party Property Damage Covered
Legal Defence Costs
Compensation for Third-Party Bodily Injuries
Third-Party Property Damage Covered
Legal Defence Costs
Get ₹25 Lakh Cover,
Starting At ₹4,000*/year
Get Quotes in a Few Steps
Clients Served
Total Sum Insured
on Google
Get ₹25 Lakh Cover,
Starting At ₹4,000*/year
Product Liability Insurance
Protects businesses when products cause third-party injury or damage
Partnered With 25+ Top Insurers
Why Do You Need Product Liability Insurance
Real Feedback From Real Companies
Had great experience with BimaKavach team- They had very good hold of insurance stuffs and attitude in terms of understanding the customer requirements and helping them out. Great Job. Keep up the good work. Thanks . :)
Infilect Technologies Pvt. Ltd.
Our experience with BimaKavch is very good. Their customer understanding and response rate is appreciable. Claims are settled smoothly, need not to be followed up. Provides clarification on any doubt or query immediately.
NonStop io Technologies Pvt. Ltd.
BimaKavach services are too good, We get reminders for renewal of policies well in advance and get competitive premiums also, claim settlement services are also better and get quick response from entire team.
Maan Aluminium Ltd.
Special credit to BimaKavach for making sure I got the sum assured from TPAs smoothly and hassle free. And appreciates the insurance cover. The whole process was stress free because of BimaKavach's claims team and smiling helping attitude as whenever needed team helped as needed very easily. Thank you very much Team. Good job !
Firstprinciple Appsforbharat Pvt. Ltd.
BimaKavach truly simplified insurance for us. They were patient with questions, gave good advice, the prices were the best we could find, and the communication all round was very positive. It's clear they care about their clients.
Naagin Sauce
Dealing with BimaKavach has been a great experience. Their prices are the best in the market, and their process to procure the policy is seamless and straightforward. Their team was present to address our questions and simplify the process for us.
Local Ferment Co
Had great experience with BimaKavach team- They had very good hold of insurance stuffs and attitude in terms of understanding the customer requirements and helping them out. Great Job. Keep up the good work. Thanks . :)
Infilect Technologies Pvt. Ltd.
Our experience with BimaKavch is very good. Their customer understanding and response rate is appreciable. Claims are settled smoothly, need not to be followed up. Provides clarification on any doubt or query immediately.
NonStop io Technologies Pvt. Ltd.
BimaKavach services are too good, We get reminders for renewal of policies well in advance and get competitive premiums also, claim settlement services are also better and get quick response from entire team.
Maan Aluminium Ltd.
Special credit to BimaKavach for making sure I got the sum assured from TPAs smoothly and hassle free. And appreciates the insurance cover. The whole process was stress free because of BimaKavach's claims team and smiling helping attitude as whenever needed team helped as needed very easily. Thank you very much Team. Good job !
Firstprinciple Appsforbharat Pvt. Ltd.
BimaKavach truly simplified insurance for us. They were patient with questions, gave good advice, the prices were the best we could find, and the communication all round was very positive. It's clear they care about their clients.
Naagin Sauce
Dealing with BimaKavach has been a great experience. Their prices are the best in the market, and their process to procure the policy is seamless and straightforward. Their team was present to address our questions and simplify the process for us.
Local Ferment Co
Why BimaKavach is the Right Choice
Dedicated Relationship Manager
One expert who supports you end-to-end.
IRDAI Certified
Regulated for trust and transparency.
Easy Claims Process
Smooth, guided and hassle-free claims.
Quotes in Seconds
Instant and accurate insurance quotes.
IRDAI Certified
Regulated for trust and transparency.
Quotes in Seconds
Instant and accurate insurance quotes.
Dedicated Relationship Manager
One expert who supports you end-to-end.
Easy Claims Process
Smooth, guided and hassle-free claims.
Common Questions Answered
Product Liability Insurance covers:
- Bodily injury or illness caused by your product.
- Property damage caused by your product.
- Legal costs and settlements for claims made against your product.
- Defects in manufacturing, design, or failure to warn consumers about risks.
It does not cover:
- Intentional injury: If harm is caused deliberately.
- Bodily injury or property damage to your business: This is covered under other insurance.
- Professional services: If you give advice that leads to damage, it’s covered under Professional Indemnity Insurance.
- Non-performance: If a product fails but doesn’t cause harm, it’s not covered.
- Product warranties: Issues with warranties are handled separately.
The cost depends on several key factors:
- Product type: Riskier products like food or electrical items cost more.
- Business size: Larger businesses pay more due to higher risk.
- Sales volume: More products sold mean more risk.
- Claims history: If you’ve had claims before, the cost will be higher.