Protects against claims of injury or damage from your products.
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Product Liability Insurance defends against defects, design flaws, or inadequate warning labels for misuse by consumers. It covers legal costs and settlements, safeguarding your business reputation. This Product Liability Insurance coverage is crucial for maintaining operations and expanding your product range with confidence.
Shields against claims alleging bodily harm caused by your products.
Covers legal expenses if sued over product defects or failures.
Ensures prompt resolution of issues, preserving trust and brand image.
Covers settlements and judgments, preventing financial strain or bankruptcy.
Covers the costs associated with product recalls, including notification, shipping, and disposal.
Your Policy is built for your unique needs.
You get the best price for your coverage.
All concerns will be addressed without delay.
Your policy can be managed from anywhere.
You get access to IRDAI-Certified Bima Experts.
This Product Liability Insurance coverage extends to attorney fees, settlements, and court judgments, addressing issues such as design flaws, manufacturing defects, inadequate warnings, and injuries caused by product use.
Product Liability Insurance shields your business if a product you sell or manufacture causes damage to a customer's property, whether from defects or errors in the instruction manual.
Product Liability Insurance provides coverage for illnesses resulting from products sold or manufactured by your business, such as expired food or allergenic beauty products.
Product Liability Insurance addresses lawsuits, burial expenses, and other costs associated with customer death resulting from your product.
This includes covering costs for providing documentation or information to investigators regarding product-related issues.
It reimburses expenses incurred in managing and mitigating negative company reputation stemming from product-related allegations.
Product Liability Insurance provides coverage for reasonable costs and expenses associated with attending court proceedings, hearings, trials, and depositions related to defending product-related claims.
Product Liability Insurance covers costs for hiring public relations or crisis management firms to advise on public communication strategies related to product claims, lawsuits, or allegations.
Product Insurance coverage does not apply if the policyholder explicitly warrants or guarantees product performance or quality to customers. Claims resulting from product failures due to unmet standards are not covered.
If the insured's product harms someone or damages property due to a defect, the policy may cover compensation costs. However, Product Insurance generally excludes repair or refurbishment expenses for the defective product itself.
This exclusion applies to losses resulting from decreased market share or goodwill due to product harm, as they are considered indirect damages not covered by the policy.
Product Liability Insurance policy does not cover losses resulting from willful or intentional misconduct by the insured, including claims for bodily injury, property damage, or harm caused by defective products.
Product Liability Insurance policy excludes coverage for injuries sustained by insured employees during product manufacturing, as these are typically covered under workers' compensation insurance policies.
Product Liability Insurance policy excludes losses related to technology products, including intellectual property claims or performance failures, due to their complexity and reliance on advanced technologies.
This Product Liability Insurance coverage extends to attorney fees, settlements, and court judgments, addressing issues such as design flaws, manufacturing defects, inadequate warnings, and injuries caused by product use.
Product Liability Insurance shields your business if a product you sell or manufacture causes damage to a customer's property, whether from defects or errors in the instruction manual.
Product Liability Insurance provides coverage for illnesses resulting from products sold or manufactured by your business, such as expired food or allergenic beauty products.
Product Liability Insurance addresses lawsuits, burial expenses, and other costs associated with customer death resulting from your product.
This includes covering costs for providing documentation or information to investigators regarding product-related issues.
It reimburses expenses incurred in managing and mitigating negative company reputation stemming from product-related allegations.
Product Liability Insurance provides coverage for reasonable costs and expenses associated with attending court proceedings, hearings, trials, and depositions related to defending product-related claims.
Product Liability Insurance covers costs for hiring public relations or crisis management firms to advise on public communication strategies related to product claims, lawsuits, or allegations.
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A claim under Product Liability Insurance can be registered in the below circumstances:
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